See how two states treat your retirement income, then compare broad property and sales tax estimates using the same home value and spending.
2026 tax-year rules · Reviewed September 25, 2026
Use annual amounts before tax withholding. The same income and spending are held constant in both states.
Annual retirement income
Other state taxes
These dollar figures cover property and sales tax only. State income tax needs state-specific deductions and rules, so it is shown as treatment guidance below rather than a misleading dollar estimate.
“May be taxed” means the state’s own exclusions, eligibility tests, and filing rules need to be checked. Federal income tax can apply in every state.
| Income source | Current state | Comparison state |
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Property estimates multiply home value by the latest published statewide effective rate for owner-occupied homes (2024 Census data, published in 2026). Sales estimates multiply the entered taxable purchases by the midyear 2026 population-weighted combined state and local rate. Actual property and sales taxes vary by address, exemptions, assessment rules, and what is purchased. Income treatment is a screening guide, not a tax return calculation. The tool stores no entries and sends no entries to a server.
Educational comparison only. It excludes federal tax, local income tax, estate and inheritance tax, Medicare costs, and relocation expenses. Review the relevant state tax agency’s current guidance before making a move.
Use the same income, home value, and taxable spending to compare two states. The dollar total includes estimated property and sales taxes. The income table shows how each state may treat your retirement income, without calculating an income-tax bill.
The tool multiplies your home value by a statewide effective property-tax rate and your taxable spending by an average combined sales-tax rate. It adds those two estimates for each state. The separate income table flags which income sources may be taxed or exempt.
At a 0.70% effective property-tax rate, a $500,000 home produces an estimated $3,500 annual property tax: $500,000 × 0.007 = $3,500. Sales tax is estimated separately from the amount you enter for taxable purchases.
The total is not a full tax bill or a prediction of savings. It excludes state income-tax dollars and federal tax. Income exemptions may depend on age, income, and filing rules; property and sales taxes vary by location and purchases. Check current state rules before making a move.
2026 tax-year income rules reviewed September 25, 2026. Property estimates use 2024 owner-occupied data published in 2026; sales estimates use rates as of July 1, 2026. Sources and details appear in the calculator above.