SteadyRetire planning tools
Test the numbers behind Social Security, retirement income, accounts, taxes, and advisor fees. Change your assumptions, compare scenarios, and see what to explore next.
Find your starting point
Pick the decision you are working through. Each tool gives you an estimate you can adjust, then use alongside the related explanation.
Estimate a monthly retirement benefit using earnings and claiming age, then compare possible claiming scenarios.
Use calculator → Retirement income↗See how long a portfolio might cover the gap between your spending and other income under different assumptions.
Use calculator →Estimate your annual employer match and the contribution needed to receive the full match under a simple plan formula.
Use calculator → Account choice⇄Compare estimated after-tax outcomes for Roth and traditional contributions using your tax and growth assumptions.
Use calculator → Retirement location%Compare estimated state income, property, and sales taxes using your income, home value, and spending assumptions.
Use calculator →Make the most of a result
Enter what you know, then use reasonable estimates for anything uncertain.
Test a different age, tax rate, contribution, fee, or spending amount and compare the result.
Use the result to frame better questions. The linked explanations can help you understand the tradeoffs.
Our guides explain the rules, assumptions, and tradeoffs behind retirement planning decisions.
SteadyRetire provides educational content only. Calculator results are estimates and should not be treated as individualized financial, investment, tax, or legal advice. For major decisions, consider reviewing your situation with a qualified professional.